Thank you for the replies. It's definitely frustrating, so it's nice to get some advice from people who may know more than I do. I wasn't expecting lawyers here at all, but wondered if anyone knew. Seems the general consensus is one for each state, which makes sense (since state laws vary by state).
Now that I have more to work with, I can move forward and hopefully get some much better resolutions.
Now that I have more to work with, I can move forward and hopefully get some much better resolutions.