Kitty -- because of the birthday rule...
That confuses "people" in general because Dad has a
court order saying one thing, and "industry standard" says Mom's birthday falls first.
I would agree to give it a try....but honestly, I'm not sure where it would get anybody as more and more information from this poster gets shared.
I think the poster was wanting the pharmacy medication to count towards medical deductible -- because she mentions how expensive it is... Well, that ain't gonna happen no matter what.
Then, I would think it's smart to use who ever's perscription co-pay is cheaper -- and that could be
BM.
HOWEVER, even with perscriptions, both insurances can be used -- and maybe the together will cover 100% maybe not.....
What about Dad approaching his insurance and saying "Hey I'm secondary now using the birthday rule, so here please process this perscription against my insurance too?"
This case for these people -- goes back and forth.